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Tips for Securing Affordable Insurance on Your First Home

Try out these suggestions to save on your first homeowners insurance policy.

As a first-time homeowner, you may not know a lot about homeowners insurance.  However, it doesn’t take an expert to know that no one wants to pay more for their insurance than they have to.  Fortunately, there are many things that you can do to save on your home coverage.  Here are some of the money-saving suggestions that you should try.

  • Improve the Safety of Your Home

Homeowners can unlock special insurance discounts when they make home improvements that increase the safety of their property.  For instance, replacing your roof, investing in a home security system, and upgrading your home’s electrical system are all ways to better protect your home.  The lower your risk, the lower your insurance rates will be.  Ask your insurer for a list of home upgrades that you can make to lower your insurance premiums.

  • Bundle Your Policies

Oftentimes, insurance companies sell multiple forms of insurance.  If you are interested in securing multiple policies from a single insurer, then you should bundle these policies together.  When you bundle, you unlock special discounts on all of your policies, and you can save on your home premiums.

  • Increase Your Deductibles

Another way to reduce your home insurance premiums is by raising your deductible.  Your deductible is the amount of money that you agree to pay towards a claim before your insurance coverage kicks in.  It’s important to know that your deductible and your premiums have an inverse relationship.  This means that the higher your deductible, the lower your insurance rates will be.

These are some of the things that you can do to save on your first home insurance policy.  Need help securing the right policy to fit your needs and your budget?  If so, then contact the experts at East End Insurance Agency.  Our dedicated team is eager to assist you with all your home coverage needs today.



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October 2019
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