Don’t wait until it’s too late! Protect your home with the right flood insurance.
Flood season is coming! Don’t wait until it’s too late to purchase your flood insurance. Many homeowners think that their home insurance gives them coverage for flood and water damage; however, most policies don’t provide flood coverage. You need a separate flood policy. Be sure to protect your home with these flood preparedness tips and the right flood insurance.
Flood Warning vs. Flood Watch
It’s important to know the difference between a flood watch and a flood warning. A flood watch occurs when there’s a possibility of a flood, whereas a flood warning indicates that a flood is imminent. Be sure that you’re vigilant during a watch and that you take action during a warning.
Keep an Emergency Kit.
Floods are natural disasters that can cause damage. Such damages can impact access to utilities for a few days until they can be prepared. Make sure that you have enough food and water to last you a few days. Compile a water supply of one gallon per person (don’t forget your pets) per day, and non-perishable food to last three days. Additionally, be sure to keep flashlights and battery powered lanterns on hand with extra batteries, a first aid kit with medications, blankets, copies of personal documents and emergency contact information, extra cash, a camera to take photos of the damage, radio, and any other supplies that you may need.
Make A Plan.
Natural disasters are stressful. When panic sets in, it can be difficult to respond rationally. Be sure to draft a plan for you and your family so that you all are aware of what you’re supposed to do. Pick a meeting place in case you get separated and choose a method of contact if you do get separated. The better prepared you are, the better able you are to stay calm and react to the situation at hand.
Make sure that you protect your home with the right flood insurance. East End Insurance Agency has you covered. Located in Southold, New York, contact us for all your personal and commercial insurance needs.