Here’s how you should handle a workplace injury.
As a business owner, it is your responsibility to keep your employees safe. Unfortunately, it’s impossible to prevent every accident and sometimes employee injuries are simply unavoidable. Should one of your staff members get injured while on the job, there are certain steps that you need to take. Here’s how you should handle a workplace injury.
Get Medical Attention
Immediately following the accident, you should assess your employee’s injuries and get them the medical attention that they need. Even if the employee claims that they are fine, you should still have them examined by a medical professional to ensure that they don’t have any latent injuries. Even after your employee is in the care of a doctor, stay up-to-date with their condition and recovery status.
Investigate the Incident
If an accident occurs in your workplace, you need to investigate. This might include taking pictures of the accident scene and securing statements from the injured employee and any witnesses. Even if the employee doesn’t sustain a major injury as a result of the incident, you should still be sure to investigate. Understanding the factors leading up to the accident could help you prevent it from happening again and causing more serious injuries.
File a Claim
Finally, it’s important that you file a workers compensation claim. Your insurer will walk you through the claims process and help you submit all the necessary paperwork. You should not attempt to forgo this step in favor of paying for the employee’s injuries out-of-pocket. You never know how serious the employee’s injuries may turn out to be, so the best way to protect your employee and your business’s assets is by securing coverage through the official claims process.
These are some of the things you need to do after an employee injures themselves at your workplace. Looking for assistance with your company’s insurance? Don’t hesitate to contact the experts at East End Insurance Agency. We are ready to assist you with all your coverage needs today.