Commercial Liability

Commercial Liability


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Liability risks are all around us, emphasizing the importance of seeking commercial liability insurance. This vital safeguard will provide your business with a degree of liability protection, ensuring you are able to recover with ease after a liability claim. Depending on your unique needs and exposures, it may be beneficial to obtain an umbrella policy so that your limits are extended to $1 million and beyond.

Commercial Property

Commercial Property


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With commercial property insurance, you can rest assured that you will be protected from many common perils, including fire, theft, vandalism, and smoke. This important insurance policy will provide the property of your business with protection, as well as the inventory, furniture, and contents within your facility. If you have any equipment of particular value, it is highly recommended that you increase your coverage to accommodate.

Commercial Auto

Commercial Auto


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If you depend on commercial vehicles to complete business operations, you are legally required to hold commercial auto insurance. As you trust employees to complete day-to-day tasks on the open roads, it is important that you have the financial protection the right commercial auto insurance policy provides. We will customize your policy to meet your unique needs, ensuring that your business assets, team members, inventory, and vehicles are all adequately protected.

Commercial Umbrella

Commercial Umbrella


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To ensure that your most valuable investment is protected from litigious threats, you must obtain commercial umbrella insurance. This is one of the wisest investments a business owner can make, as lawsuits continue to grow in numbers by means of prevalence and expense. When you hold commercial umbrella insurance, you can achieve ultimate peace of mind.

Workers Compensation

Workers Compensation


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Whether you operate with one employee or an entire team, you need workers compensation protection to safeguard your business assets. Workers compensation will not only provide your employees with the protection and reimbursement they deserve after an on-the-job injury, but it will also provide your organization as a whole with protection against litigious harm. Should an employee decide to take legal action after an injury, you will be protected under your workers compensation policy.

Commercial Flood

Commercial Flood


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Did you know that one in four businesses that closes after a catastrophe never reopens its doors? One of the leading causes for this kind of closure is flooding, since rising waters are not only physically—but also financially—devastating. In fact, between 2010 and 2014 the average flood claim cost businesses $89,000.

The good news is a flood doesn’t have to sink your bottom line; you can anchor yourself against rising waters with commercial flood insurance. This coverage will buoy your business by covering the cost of rebuilding or repairing your business location and helping you replace equipment, inventory, furniture, and other business property that was lost in the flood. There is a 30-day waiting period on commercial flood insurance policies, so talk to your agent about setting this important safeguard in place today.